The Effect of Financial Literacy Education on Financial Literacy and Future Anxiety in Final-Year Nursing Students

his randomized controlled trial investigates the effectiveness of financial literacy education on improving financial literacy levels and reducing future anxiety among final-year nursing students. The intervention is designed to provide students with essential knowledge and skills related to budgeting, saving, opportunity cost, and financial planning, aiming to improve their confidence in managing personal finances and reducing anxiety about their future economic well-being.

Participants will be randomly assigned to either an experimental group receiving the educational intervention or a control group receiving no intervention during the main study period. Both groups will complete baseline (pre-test) and follow-up (post-test) assessments three weeks apart using the Financial Literacy Behavior and Attitude Scale and the Future Anxiety Scale for University Students. To ensure ethical equity, the control group will receive the same financial literacy education after the final assessments.

The study aims to provide evidence-based recommendations for incorporating financial literacy training into nursing curricula to better prepare students for their future professional and personal lives.

• Financial Literacy Education (Behavioral): A structured financial literacy training program delivered by an expert in economics. The training includes topics such as budgeting, saving, opportunity cost, financial planning, and investment tools. It was provided to the experimental group over a single session, and outcomes were assessed three weeks later.

Primary outcomes

• Change in financial literacy scores [Baseline and 3 weeks post-intervention]: Financial literacy will be measured using the Financial Literacy Behavior and Attitude Scale (FODTÖ), which includes subdimensions such as spending, attitude, perception, and interest. Higher scores indicate greater financial literacy. As the score on the scale increases, future anxiety increases; as the score decreases, future anxiety decreases.

Sex: All, ages: 18 Years to 30 Years, accepts healthy volunteers

Inclusion Criteria:

* Willingness to voluntarily participate in the study
* Enrollment as a 4th-year nursing student at the University of Health Sciences, Gülhane Faculty of Nursing, during the 2024-2025 academic year
* No known hearing or visual impairments
* No prior participation in any financial literacy education

Currently employed in a paid part-time or full-time job

Exclusion Criteria:

* Voluntary withdrawal from the study at any point
* Incomplete participation in the study stages (e.g., missing pre-test or post-test data)

• Miray Aksu, Phd, Principal investigator, Saglik Bilimleri Universitesi